MEDAN – The Faculty of Economics and Business, Universitas Sumatera Utara (FEB USU), shares information regarding the 2026 Harry Diah AAJI Scholarship Program (BHD AAJI), organized by the Indonesian Life Insurance Association (AAJI). The scholarship program is intended for undergraduate (S1), master's (S2), and doctoral (S3) students who are currently preparing their final academic projects on topics related to the life insurance industry.

The Harry Diah AAJI Scholarship Program represents a commitment to supporting higher education, research development, and the improvement of human resource quality. In addition to providing financial assistance, the program encourages students to conduct research relevant to industry needs and develop leadership ideas and projects that create meaningful benefits for society.

The eligibility requirements include undergraduate, master's, and doctoral students who are currently preparing their final academic projects and have not yet completed their research results seminars or final examinations. Their research topics must be related to the life insurance industry, and their proposals must have received recommendations from their academic supervisors, doctoral promoters, or Heads of Study Programs. All submitted academic work must be original. Applicants are also required to have leadership project ideas that benefit society, whether already implemented or still under development.

The registration process begins through each participating higher education institution. The institutions will submit the names of interested students to AAJI. AAJI will then provide usernames and passwords to the respective institutions, which will forward the registration credentials to the students. Applicants can subsequently complete their registration and upload the required documents through the official website at https://bhd.aaji.or.id. Participants are also required to follow and subscribe to AAJI's social media accounts.

The scholarship provides financial assistance of IDR 10,000,000 for undergraduate students, IDR 15,000,000 for master's students, and IDR 20,000,000 for doctoral students. According to the announcement, the registration deadline is January 29, 2026, at 12:00 PM Western Indonesian Time (WIB).

This program aligns with the commitment to achieving the Sustainable Development Goals (SDGs), particularly SDG 4 (Quality Education) through support for access to and the quality of higher education as well as student research development; SDG 8 (Decent Work and Economic Growth) through strengthening human resource competencies that support the growth of the life insurance industry; SDG 10 (Reduced Inequalities) by providing financial assistance to broaden students' opportunities to complete their higher education; and SDG 17 (Partnerships for the Goals) through collaboration between higher education institutions and industry in advancing education, research, and human resource development.

Through sharing information about this scholarship opportunity, FEB USU hopes to encourage more students to take advantage of this opportunity to enhance their academic potential, produce innovative research, and develop leadership initiatives that contribute positively to society and the industry.